Terms And privacy policy on the site
The site's rules are written in masculine for convenience and apply to both sexes.
Continued browsing and use of the website, including purchase on the website, constitutes your consent to all the terms of use specified in the regulations.
These Terms and Conditions constitute a binding agreement between you (hereinafter: the "User") and Fjord Investments.
This is so that you can use the services provided by the website www.fjord.co.il freely and without restriction Now and in the future.
If you do not agree to any of the terms set forth in the Terms and Conditions, you are required to leave the Site and not make any use of the information and services contained therein.
The responsibility of Fjord Investments Is in accordance with the prudential duties and / or fiduciary duties by virtue of being a licensee and in accordance with the Regulation Regulating the Practice in Investment Advice, Investment Marketing and Investment Portfolio Management, 5755-1995. The site offers a digital investment consulting service, As part of a directive issued by the Securities Authority to licensees in connection with the provision of services using technological means dated 23.08.2016.
The site operates online, including through a customer needs characterization questionnaire. A computerized algorithm examines the answers to the questionnaire and assesses the appropriate level of risk for the surfer, after completing the registration, a recommendation of recommended assets will be made to your investment portfolio. A surfer who wishes to complete the registration process and receive the details of the papers and the desired quantities, will sign an investment consulting agreement and complete the registration process.
It is clarified that text messages and e-mails sent as part of the service, which include the investment recommendations, do not constitute an "advertisement thing" as defined In law.
By using the Site, the surfer agrees to and agrees to the terms of Fjord's Privacy Policy and Information Security Policy. Fjord may, at its sole discretion, change and / or update this policy from time to time and publish it on the website. In addition, Fjord does not guarantee that the service provided on the website Shall be immune from unauthorized access, damages, malfunctions and other failures, and shall not be liable for any direct or indirect damages, To be caused to the surfer as a result.
Fjord collects information about the users of the site in order to improve and streamline the services it provides. As long as you choose to provide it of your own free will when you register for the service, such as: first and last name, residential address, email address, etc. Mobile phone, ID number, etc. It should be emphasized that the surfer is not obliged to provide any details about him, unless he is interested in receiving the services offered on the site that require the provision of this information.
Fjord considers information security an issue of paramount importance, so it uses as much as possible with advanced security measures and technologies in order to protect the information it has received from site visitors - preventing information loss, changing information, information leakage, etc. However, in cases not controlled by Fjord and / or arising from force majeure, Fjord will not be liable for any damage of any kind, indirect or direct, caused to the surfer and / or anyone on his behalf if this information is lost or if it is used unauthorized.
Fjord will not use your personal information unless accepted You agree to this near entering your details in the place designated for this purpose by registering or applying for a particular service through the website. It is important to clarify that though The caution, the use of the various communication channels including, e-mail, website, SMS, etc., involves special risks, including impersonation and misuse.
Notwithstanding the foregoing, Fjord may operate through resellers other than its employees, To the extent that the surfer was referred by a third party, Fjord will be entitled to disclose information about the surfer to the marketing partner.
In accordance with the Protection of Privacy Law, 5741-1981, any registered surfer may review the information about him, update it, change it or delete it altogether at any time he chooses, within the availability of the site and the databases on it.
For information security and the ability to make secure purchases for its customers, Fjord uses clearing providers. Credit cards through clearing providers are accepted and the financial information associated with the cards is not stored.
The prices indicated on the website include value added tax at the rate in the State of Israel.
The exclusive and unique jurisdiction in connection with the site and the services provided on it, is in the competent court in Tel Aviv-Yafo and according to the laws of the State of Israel only.
It is clarified that In any investment, there is a possibility of loss and no return can be guaranteed.
Cancellation of the service can be done at any time, by sending a cancellation notice to Info@fjord.co.il. The cancellation will take effect after a business day after being received by Fjord. In the event that Fjord is interested in canceling a subscription to the service, the cancellation notice will be given to the customer and will take effect after 7 business days.
Fjord may, in its sole and full discretion, discontinue all or part of the Site's services, make changes to them and / or demand payment for them, and remove information and content from the Site without saving them, without the need for prior notice, surfer consent or any third party.
Fjord shall be entitled to change these Terms and Conditions from time to time in its sole and full discretion, and such changes shall be effective from the date of their publication.